Termination of Garnishment:

Question: How can I terminate a garnishment after fully satisfying a judgment?

Answer:   Once a creditor has received full satisfaction of the judgment, they are required to promptly serve a Notice of Termination of Garnishment (Form 20R) on both the garnishee and the Court Clerk.  This ensures fairness and prevents any overpayment resulting from ongoing garnishment proceedings.  At Ajodhia Legal Services, we can assist you in navigating this process efficiently and effectively to ensure compliance with the relevant regulations.

Cessation of Garnishment Upon Satisfaction of Judgment

After a Creditor has received full satisfaction of the Judgment, the Creditor must, “immediately”, initiate termination of the garnishment proceedings by serving Notice of Termination of Garnishment (Form 20R) upon the Garnishee and on the Court Clerk.

The Creditor, for plain and obvious reasons of fairness, being to ensure avoidance of overpayment, is required keep careful watch upon the balance owing against the Judgment.  As above, when the Judgment is satisfied, the Creditor must "immediately" bring the garnishment to a stop.  In this regard, the Rules of the Small Claims Court, O.  Reg. 258/98, state:

Conclusion

The Creditor holds the duty to keep proper track of the balance due against the Judgment and to initiate the administrative process of ceasing the garnishment procedures.